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Includes legal introduction, property rights, bill law, Intellectual property rights, personal rights Marriage, banking and commercial law, company law, etc. It’s full of useful information, friends in need should quickly collect it!
Edited at 2024-01-29 01:22:23Avatar 3 centers on the Sully family, showcasing the internal rift caused by the sacrifice of their eldest son, and their alliance with other tribes on Pandora against the external conflict of the Ashbringers, who adhere to the philosophy of fire and are allied with humans. It explores the grand themes of family, faith, and survival.
This article discusses the Easter eggs and homages in Zootopia 2 that you may have discovered. The main content includes: character and archetype Easter eggs, cinematic universe crossover Easter eggs, animal ecology and behavior references, symbol and metaphor Easter eggs, social satire and brand allusions, and emotional storylines and sequel foreshadowing.
[Zootopia Character Relationship Chart] The idealistic rabbit police officer Judy and the cynical fox conman Nick form a charmingly contrasting duo, rising from street hustlers to become Zootopia police officers!
Avatar 3 centers on the Sully family, showcasing the internal rift caused by the sacrifice of their eldest son, and their alliance with other tribes on Pandora against the external conflict of the Ashbringers, who adhere to the philosophy of fire and are allied with humans. It explores the grand themes of family, faith, and survival.
This article discusses the Easter eggs and homages in Zootopia 2 that you may have discovered. The main content includes: character and archetype Easter eggs, cinematic universe crossover Easter eggs, animal ecology and behavior references, symbol and metaphor Easter eggs, social satire and brand allusions, and emotional storylines and sequel foreshadowing.
[Zootopia Character Relationship Chart] The idealistic rabbit police officer Judy and the cynical fox conman Nick form a charmingly contrasting duo, rising from street hustlers to become Zootopia police officers!
law
Introduction to law
civil law principles
The principle of equality (the most basic)
voluntary principle
self-consistent meaning
The principle of fairness
Reasonable and balanced
The principle of honesty and trustworthiness (not professionalism)
Lie, conceal maliciously
Shall not violate the law and the principles of public order and good morals
Green principles
Motto: Be fair, honest and ethical
natural person
Civil rights capacity (qualification)
Not transferable, all equal
birth to death
time of birth or death
1 Birth certificate Death certificate
If other evidence is sufficient to overturn the above recorded time, the time proved by this evidence shall prevail (hospital birth certificate)
Household registration or other valid identity registration (interference items)
Tip: Look at the birth certificate first, then the registration, unless the above are all fake
fetus
If it involves the protection of the interests of the fetus such as inheritance, acceptance of gifts, etc., the fetus has the capacity for civil rights.
Civil conduct capacity (practical)
perfect man
Over 18 years old; over 16 years old but under 18 years old, with their own labor income as the main source of living
Limited to people
Those over 8 years old and under 18 years old; adults who cannot fully identify their own behavior
Representation by legal agent; consent and ratification by legal agent; pure profit; adaptability
If a 10-year-old child receives a pen as a gift, it is limited but must be kept by an agent.
unmanned
Under 8 years old; people who cannot recognize their own behavior
To be represented in civil activities by his legal representative
guardianship
concept
In our country's guardianship system, it not only covers minors (no one, limited persons) but also people without civil capacity (people with mental illness)
Responsibilities
Perform guardianship duties in accordance with the principle that is most beneficial to the ward. The guardian shall not dispose of the ward's property except to safeguard the interests of the ward.
declared missing
Legal period of two years
Apply to court
Announcement period: three months
Effect: Property Escrow
Withdrawal of disappearance declaration upon application
Declared dead
Legal period: Four years for ordinary missing persons, two years for accidental missing persons, and accidental cases can be proved at any time
Application: Some apply to be declared dead, and some apply to be declared missing. If the conditions for declaration of death are met, the People's Court shall declare death.
Announcement period: (4 years, 2 years) 1 year; (0 year) 3 months
Date of death determined
The date when the judgment is made; if the whereabouts of the accident are unknown, the date when the accident occurs
Cancel
personal
spouse
Principle: self-recovery
Exception: Have remarried; indicate in writing to the marriage registration authority that they do not want to resume
child
The child is legally adopted by others and the adoption is valid
property
Return; unable to return, appropriate compensation
legal person
concept
An independent organization with civil rights capacity and civil conduct capacity
profit-making legal person
company, corporate legal person
Non-profit legal person
Associations, groups, institutions, social service agencies
Handled by Civil Affairs Bureau
civil legal action
invalid
Person without capacity for civil conduct
Seven-year-old child shopping
hypocritical
Such as yin and yang contract tax avoidance
malicious collusion
Violate public order and good customs
Such as maintenance agreement, wife exchange agreement
Violation of mandatory provisions of laws and administrative regulations
However, this is excepted if the mandatory provisions do not render the civil legal act invalid.
For example, selling biscuits in a mobile phone store is against the administration, but the sale of biscuits is legal.
It is immoral and illegal for children to buy fake skewers
Can be revoked
major misunderstanding
Fraud
coercion
unfair
Like taking advantage of others' danger
Big bottle exploded
Period for exercising the right of revocation
The party concerned should be aware of the revocation within 1 year
The party concerned shall have one year from the date when the coercive behavior ceases.
The party involved in the serious misunderstanding shall have 90 days from the date of becoming aware of the reasons for the revocation.
Within 5 years from the occurrence of the civil legal act
Tip: 90 days a year in the short term and no longer than 5 years
There are two revocable legal institutions
People's court or arbitration institution
To be determined (need to be represented by an agent)
lack of agency
beyond agency
Still in effect after termination of agency
Transfer of debt to a third party requires the consent of the creditor
Limited person in debt
acting
Role
Xiao Zhang (the agent) entrusted Xiao Yang (the agent) to go to a store (the counterparty) to buy a spicy hotpot
Cannot be an agent
Such as marriage, testamentary guardianship and other legal provisions that do not allow agency; both parties agree that agency is not allowed; teaching contracts, performance contracts
agency principle
Within the scope of agency authority
Act in person and not entrust others to do so
active agent
abuse of agency
Self-agency, double-party agency, malicious collusion between the agent and the counterparty to damage the legitimate rights and interests of the principal
No authority to act
Unauthorized agency in a narrow sense: unauthorized, ultra vires, and still acting after being eliminated
Apparent agency (wolf in sheep's clothing) requirements (4) The contract is valid
Perform civil legal acts in the name of the principal
The actor has no authority to act as an agent
The perpetrator has something he or she believes in: Such as contract with official seal, power of attorney, letter of introduction
The counterparty is unaware (good faith)
statute of limitations for civil actions
concept
If the statute of limitations has expired, you can sue, but you may lose the case and the court cannot proactively inform you of the statute of limitations.
Right to claim for which the statute of limitations does not apply
Request that the infringement be stopped, obstacles removed, and danger eliminated
Such as clearing the garbage at the door
The right holder of real property (land and house) and registered movable property requests return
Request for payment of alimony, alimony, support (for the same generation)
Statute of limitations type
generally
3 years
It is calculated from the date when the right holder knew or should have known that the right had been infringed, and the date when the obligor
longest
More than 20 years old, no protection
From the date of infringement of rights
Other special provisions
If the performance is to be performed in installments, it will start from the expiration date of the last installment.
No one or existing person has the right to claim his legal representative, Calculated from the date of termination of legal agency
Minors who are sexually assaulted Calculated from the date the victim turns 18 years old
Abort and interrupt
abort
Within the last six months of the statute of limitations, because Accident, The right holder cannot continue to exercise the right, The calculation is suspended and will be made up for six months after it is completed.
Motto: Earthquake, kidnapped, parents dead, no children
interrupt
Within the time limit (I want money, you agree, follow the procedures) The obligee makes another request for performance to the obligor The obligor agrees to perform the obligation The right holder initiates litigation or arbitration
Recalculate time limit
Property rights
concept
Characteristics: Dominance and Exclusivity Categories: Ownership, usufruct and security interests
ownership
concept
Possession, Use, Benefit and (Core)
real estate
house land
movable property
share
jointly owned (equal)
Equal compensation, joint and several compensation
By shares
Adjacency
Neighbors need to provide each other with necessary conveniences free of charge
Change method
Real estate property rights registration
Delivery of chattels
usufruct right
concept
The exclusive rights of non-owners to possess, use and benefit from
Land contract rights, construction land use rights, homestead use rights and easements, and residence rights
easement
The agreed rights may be free or paid.
Such as upstream and downstream
security interest
concept
Mortgage
Non-transfer of possession as agreed (consensus)
property that can be guaranteed
Real estate, movable property, rights (construction land use rights)
No mortgage allowed
Land ownership, homestead and other land use rights School Kindergarten Medical Institution Ownership is unclear and seized according to law Others responsible for mortgage according to legal and administrative regulations
Pledge rights
transfer possession as agreed
Movable property, rights (stocks, funds, bonds, etc.)
Owner becomes indirect possessor
Priority to be reimbursed
lien
transfer possession
movable property
If you don’t pay for repairing your watch
The right of lien has priority over the right of pledge
intellectual property
Copyright
Literature, Arts and Sciences
Patent protection period
Invention patent rights for 20 years
Design patent rights for 15 years
Utility model patent rights for 10 years
Trademark rights
Valid for 10 years, apply for renewal one year in advance
Personal rights
Personal rights
Right to life, body, health, name, name, reputation, portrait, privacy, honor
Name rights
There are no natural persons, only legal entities and unincorporated organizations.
Portrait rights
besmirch, deface
Made for public use
Identity right
Parental rights, spouse rights, relative rights
marriage
Legal conditions
Male: 22 years old Female: 20 years old Voluntary, monogamous, Civil Affairs Bureau
Prohibited conditions
Marriage is prohibited between direct blood relatives or collateral blood relatives within three generations
voidable marriage
due to coercion
Within one year from the date of termination of the coercion (recovery of the person)
One party suffers from a serious illness
If the notice is insufficient before marriage, you can request to annul the marriage.
One year from the date you should have known
divorce
divorce by agreement
program
Written divorce agreement, in person at the marriage registration office
divorce cooling off period
Two 30 days
Litigation for divorce
Mediation is a necessary procedure
legal situation
Bigamous cohabitation, violent abuse, gambling and drug abuse, and two years of separation
declared missing
No divorce allowed for another year, divorce allowed
legal heir
first order
Spouse, children and parents
second order
brothers, sisters, grandparents
testamentary succession
If no acceptance is made within 60 days, it will be deemed as abandonment.
Banking and Commercial Law
Commercial Banking Law
Banking Supervision and Management
Banking regulatory agency of the State Council (China Banking and Insurance Regulatory Commission)
Management objects and responsibilities
object
Financial asset management companies (Huarong, Great Wall, Oriental, Cinda, banks) trust investment company Finance Company financial leasing company
Supervision and management responsibilities
Supervision and management measures
Prudent business rules
China Banking and Insurance Regulatory Commission or provincial level
If it is not corrected, the following measures can be taken: Stop business, stop new establishment Restricted dividends Restricted transfers Restricted to shareholders Restricted to senior executives
Regulatory measures (organizational restructuring)
Reason for taking over
A credit crisis has occurred or may occur
purpose of takeover
Protect the interests of depositors
consequences of takeover
The takeover resolution needs to be announced by the Banking Regulatory Commission
The takeover shall be decided from the date of implementation of the takeover decision.
The term of takeover shall not exceed two years
measures to take over
To the bank: (the debt remains unchanged, the rights are collected) The creditor-debt relationship of the commercial bank being taken over will not change due to the takeover; from the date of takeover, the takeover organization will exercise the business and management power of the commercial bank;
To Dong Gao: Performing duties Restrictions on leaving the country and prohibiting transfer of property
Termination of takeover
1️⃣The period has expired 2️⃣Restore normal operating capabilities 3️⃣Declared bankrupt in accordance with the law
termination
Disband
It is revoked
was declared bankrupt
Liquidation costs - employee wages - personal savings - taxes - bankruptcy claims
company law
Classification
Scope of responsibilities assumed
Limited liability company: Closed, both human and capital partnership
Co., Ltd.: openness and joint venture (just buy stocks)
Affiliation
Parent company and subsidiaries
There are two mother and son, and the human and financial affairs are handled by the mother.
Jurisdictional relationship
Head office and branches
People and hands, the branch completely obeys the orders of the head office, and the debts are repaid by the head office
Branches need to register, obtain a business license, and litigate independently
Overview
Independent personality: Independent property, independent name, and independent responsibilities (the company owes the company money) Social and for-profit (different from other legal entities)
set up
Establishment method
Co., Ltd.: Initiated establishment [less than 50 people]
Joint stock company [2-200 people]
Initiate the establishment
Recruitment and establishment
The shares subscribed by the promoter shall not be less than 35% of the total shares
founding meeting
The meeting will be held within 30 days after the promoters have paid in full and more than half of the total number of shares will be present.
Establishment elements
people
Sponsor (essential)
Also the original shareholder
sponsor: Limited company: 1-50 people Joint-stock company: 2-200 people, no nationality requirement, more than half have residence in the country, must subscribe for shares
Responsibility during the establishment phase
Contractual issues
In order to establish a company, the promoter signs a contract in his own name. After the company is established, the counterparty to the contract can choose between the promoter and the company to bear responsibility.
The promoters sign contracts with external parties in the name of the company being established. After the company is established, the company will bear the contractual responsibilities and the company will pay the repayment for personal gain.
After the company is established, there is evidence that the promoters use the name of the company being established to sign a contract with the counterparty for their own benefit. The company may claim that it does not assume contractual liability unless the counterparty is in good faith.
If the company is not established for any reason, the legal consequences will be borne by the founder. Creditors may request all or part of the sponsors to assume joint liability for repayment
Setup failed
If there is a fault, pursue the fault party internally; No fault, agreed liability ratio-agreed capital contribution ratio-equally distributed
Infringement issue: If a promoter causes damage to others due to performing company establishment duties, the company will be held responsible after the company is established, and the unincorporated promoters will be jointly and severally liable.
shareholder
qualifications
original acquisition Limited liability company: subscribed by the investor Joint-stock company: The roster is looked at internally and the registration is looked at externally; in all shareholder qualification disputes, the company is the defendant, and the interested person is the third party.
acquired by inheritance
Contribution
type of investment
Debt: Currency valuation, debt-for-equity swap
Prohibited investment: labor services, credit, franchise rights, property with guarantees
Monetary investment: No limit on amount or source (illegal currency is also acceptable)
Contribution in kind: Ownership exchange for equity It is estimated based on the market price at that time, and subsequent fluctuations do not matter.
Real estate (intellectual property): The separation of delivery and registration can be supplemented and corrected; shareholders’ rights are enjoyed after delivery; house investment obtained from corruption and other illegal gains is invalid and can be recovered by the court.
Land use rights: only land can be transferred but not allocated; land with encumbrances cannot be established; both of the above can be supplemented and corrected
Investment defects
Capital contribution breach of contract: promoters and shareholders jointly and severally liable
False capital contribution: make up; other shareholders are jointly and severally liable at the time of establishment
Withdraw capital (the company has just been established and has no production and operation, within 1 year)
identify
Distribution of inflated profits
Fictitious creditor-debt relationship and transfer of capital contribution
Transfer out using transaction relationship
deal with
To the sponsor: no liability for breach of contract
For the company: Return of capital and interest, assisting personnel are jointly and severally liable
For creditors: additional liability within the scope of capital interest, joint and several liability [cannot require them to make up capital contribution]
right
Dividend rights (right to request dividend distribution)
Principle: A limited company distributes dividends in accordance with the proportion of its actual capital contribution, and a joint-stock company distributes dividends in accordance with the shares held, unless otherwise provided in the articles of association (all shareholders may agree not to distribute dividends in accordance with the proportion of capital contribution or to give priority to subscribed capital contributions in accordance with the proportion of capital contribution)
If the company has been profitable for five consecutive years and meets the conditions for dividend distribution, but has not distributed dividends for five consecutive years, shareholders have the right to request the company to repurchase their equity at a reasonable price.
Limited company equity transfer
Internal: transfer at will, no consent required, no right of first refusal
foreign
rule
More than half of other shareholders agree
written notice
Reply within 30 days. If there is no reply, it will be regarded as consent; shareholders who disagree will buy; shareholders who agree to buy will bear liability for contracting fault if they do not sell.
Other shareholders have the right of first refusal
Forced transfer: The court notified all shareholders that failure to exercise the right of first refusal within 20 days will be deemed to have been waived
inherit
Dissenting shareholders’ right to request repurchase
Condition
Profitable for 5 consecutive years and no dividends for 5 consecutive years
Merger, division, and transfer of major assets [In joint-stock companies, only the split vote is against]
When the business period expires or other reasons for dissolution occur, the shareholders' meeting resolves to amend the articles of association to enable the company to continue to exist.
Litigation: Shareholders shall negotiate within 60 days from the date of passing the resolution of the shareholders’ meeting and file a lawsuit within 90 days.
Issuance and repurchase of shares in joint stock companies
issued
Price: The issuance price of stocks shall not be lower than the par value; issuance of shares with no par value is not allowed; registered shares must be issued to promoters and legal persons, and registered shares must be issued to the public.
Lock-in period: The sponsor shall not transfer the company within 1 year from the date of its establishment; The promoters, directors, supervisors and senior management shall not transfer the shares within one year from the date of listing. Directors, supervisors and senior executives may not transfer their shares within six months after their resignation, and the shares transferred each year during their tenure shall not be less than 25% of the total shares held.
Transfer: Any internal or external transfer, no right of first refusal
repurchase
Principle: No repurchase
exception
Capital reduction, cancellation within 10 days; merger, transfer or cancellation within 6 months
Shareholders who vote against mergers, divisions, or mergers will be transferred or canceled within 6 months.
Employee stock ownership plan or equity incentive
Debt convertible into shares
Necessary to safeguard company value and shareholder rights
shall not exceed 10% of the total issued shares Transfer (to employees) or cancel within 3 years Listed companies must fulfill information disclosure obligations
controlling shareholder
Greater than 50% or one veto power
The actual controller
SF Express—(60%) Mingde Company (controlling shareholder)—Wang Wei (actual controller)
money (investment)
Registered capital
It is stipulated in the articles of association and stated in the business license
Fundraising and establishment: actual payment; Initiation and establishment: subscription
Changes are subject to registration
Charter
Binding force: The company’s shareholders, directors, supervisors and senior management do not bind employees
Modification: Approved by the shareholders’ meeting with more than 2/3 of the voting rights
Prohibition regulations otherwise provide
"One person, one vote" in the board of directors
Guarantee for the shareholders of the company. The guaranteed shareholders are not allowed to participate in the voting. The other shareholders have more than half of the voting rights.
Composition of the Board of Supervisors: "Shareholder Representatives Employee Representatives (the ratio shall not be less than 1/3, as specified in the regulations)"
Civil acts during establishment
Nature: "Company under establishment" is a "sponsor partnership". At this time, the company has not yet been established and does not have legal person status. The validity of the contract signed by it shall be handled in accordance with the civil law.
organization
Shareholders meeting (authority body)
Board of Directors (decision-making & executive body)
Manager (auxiliary executive agency)
supervisory board
limited liability company
shareholders meeting
1️⃣All shareholders 2️⃣The matter is determined by the Articles of Association 3️⃣Change of articles of association, capital increase, company merger, division, dissolution or change Must be approved by shareholders with more than 2/3 voting rights
Board of Directors (in charge of major matters)
1️⃣Three to thirteen people 2️⃣The term of directors shall not exceed three years and may be re-elected. 3️⃣Convene and preside over the meeting. Order: chairman - deputy director - more than half of the directors elect a director (one person, one vote)
manager
Selected by the Board of Directors and accountable to the Board of Directors
supervisory board
1️⃣ Large companies must have no less than 3 people, small companies can 2️⃣Shareholder representatives and employee representatives (not less than one-third) 3️⃣Served every three years, renewable 4️⃣Meet at least once a year 5️⃣The board of supervisors may propose to convene an extraordinary meeting of the board of supervisors
joint stock company
shareholders meeting
1️⃣Once a year 2️⃣Resolution, passed by half of the voting rights present 3️⃣Change of articles of association, capital increase, company merger, division, dissolution or change Must be approved by shareholders with more than 2/3 voting rights
Board of Directors
1️⃣5-19 people 2️⃣Directors and deputy directors must be elected by more than half of all directors 3️⃣At least twice a year 4️⃣The resolution needs to be passed by half of the votes
supervisory board
Same as above 1️⃣Convene at least one meeting every 6 months 2️⃣Dong Gao may not concurrently serve as a supervisor
Director Supervisor
Qualification restrictions
No people, limited people
Economic crimes such as bribery, misappropriation and embezzlement, or deprivation of political rights due to crimes, and the execution period has not exceeded 5 years (people have problems)
The company went bankrupt and the representative’s personal responsibility was less than 3 years old (calm down)
Personal debts with large amounts have not been paid off when due (Luo Yonghao)
Board of Supervisors: To have a board of supervisors, there must be no less than 1/3 of the total number of employee representatives.
company resolution
Shareholders meeting system
Proposal subject: more than 1/3 of the directors; board of supervisors or supervisors; shareholders with more than 1/10 of the voting rights
The convener of the shareholders’ meeting: the board of directors; the board of supervisors or supervisors; shareholders with more than 1/10 of the voting rights
Host of the shareholders' meeting: Chairman/Deputy Director/Representative; Board of Supervisors/Supervisors; Shareholders with 1/10 or more voting rights
Voting rules: exercise in proportion to capital contribution, unless otherwise provided in the articles of association
General matters, Articles of Association
Special matters, passed by more than 2/3 of the voting rights: amending the articles of association, additions, deletions, mergers and divisions, dissolution
Effectiveness of resolution
The resolution was not established: no meeting was held; no vote was taken; the number of people or voting rights was not up to standard; the voting result did not reach the passing ratio.
Invalid: The content of the resolution violates laws or administrative regulations
The prosecution of shareholders, directors and supervisors is invalid
Can be revoked
minor imperfections It will not be revoked if there is no substantial impact.
Violation of company articles of association
Convening procedures and voting methods are illegal
Failure to notify 15 days in advance
The meeting was convened and chaired by the wrong party
Voting on unnotified matters
Should I avoid it?
Circumstances in which extraordinary general meetings of shareholders are convened
The number of directors is not enough 2/3
Uncovered losses amount to 1/3 of paid-in capital
More than 10% of shareholder requests in total
The board of directors deems it necessary; the supervisory board proposes; others
Other systems
change system
All plans are formulated by the board of directors Approved by the shareholders' meeting with more than 2/3 of the voting rights
Increase capital
Ltd: The preemptive subscription right shall be exercised according to the paid-in proportion; joint stock company Shareholders have no pre-emptive rights
Premium capital increase: the part not included in the registered capital is included in the capital reserve fund
Capital reduction: A shareholder is removed from the list, and the capital contribution of the shareholder can be reduced or fulfilled by a third party.
merge
Absorption and merger A B=A
Create a new merge A B=C
debt repayment left
separate
Change company form: limited company to joint stock company
liquidation process
self liquidation
If there are reasons for dissolution of the company, it will organize itself within 15 days.
If balabal does not bloom for 2 years, shareholders with more than 10% of the voting rights can petition the court to dissolve the company.
The composition of the liquidation team: limited company: shareholders; joint-stock company: directors and persons determined by the general meeting of shareholders
Designated liquidation (mandatory liquidation)
Self-liquidation cannot be carried out smoothly
Applicant: creditors, shareholders, directors, other interested parties
The composition of the liquidation team: shareholders, directors, supervisors and senior management; intermediaries; professionals from intermediaries
judicial dissolution
Reason: No flowering (meeting) in 2 years; No results in 2 years (unable to make effective resolutions); Quarrel (long-term conflict between company chairman)
Subject of litigation: shareholders with more than 10% of the voting rights
It is not allowed to apply for both dissolution and liquidation
Liquidation order
If the bond can be paid off: 1️⃣Pay the clearing fee 2️⃣Pay employees’ wages 3️⃣Pay taxes 4️⃣Clear debts 5️⃣Shareholders distribute remaining assets proportionally
negotiable instrument law
Overview of Negotiable Instruments Law
bill concept
Bill of exchange (drawer-principal-holder) Promissory Note (Drawer-I-Bearer) Check (Drawer-Bank-Bearer)
Characteristics of bills
formality causeless literal meaning Authority and reminder Liquidity independence
The function of the ticket
Credit role (core) The role of exchange: solving the problem of remote payment (space) Payment and settlement functions Financing role substitute for currency
rights of instrument
feature
money bond security rights Secondary rights: 1️⃣Right to claim 2️⃣If the right to claim is rejected, recourse will be made forward
Reasons for pre-term recourse
1️⃣The bill of exchange was refused acceptance 2️⃣The acceptor or payer dies or escapes 3️⃣The acceptor or payer declares bankruptcy or is ordered to terminate according to law
Reasons for subsequent recourse
1️⃣The payer, acceptor or payer on behalf refuses to pay 2️⃣The payment place does not exist, the payer does not exist or his whereabouts are unknown
obligor with recourse
Indorser, drawer, other debtor of bill of exchange
Power to exercise recourse
Optional, changeable, subrogable
Limitations on the exercise of recourse
The bearer is the endorser and can only have recourse to the front.
The holder is the drawer and has no right of recourse.
Defenses and Remedies of Notes
defense in rem
Lack of content
Endorsements are discontinuous (such as stolen)
If the note is lost and replaced with an ex-rights judgment, the note will be invalid.
Alteration of bill (date and amount changed midway)
Forged bills (or forged signatures)
The signature of no one or only one person is invalid
Loss and Remedy of Notes
Report loss and stop payment
The person who lost the bill requests the payer to stop payment
It is only valid for three days, and you still need to go to the court to remove it later.
It is not a necessary procedure for public notice and litigation procedures.
Public notice of reminder and ex-rights judgment
Apply directly Indirect application: within 3 days of reporting loss
program
Review: Not in compliance, rejected within 7 days Announcement: Announcement will be issued within 3 days Period: The announcement period shall not be less than 60 days, and the reminder shall not be earlier than 15 days after the payment date.
draft
Different categories of payers
bank draft
Commercial draft
Payment time
demand draft
usance draft
time draft
Bill of exchange due
Installment draft
act of bill of exchange
Ticketing
principle of consideration
real trust relationship
Recorded matters
1️⃣"Money Order" 2️⃣Amount (Alapai and capital letters) 3️⃣Name: Payer and Payee 4️⃣Ticket issuance date 5️⃣Signature and seal of the drawer 6️⃣Unconditional payment If the payment date is not recorded, it will be paid immediately The place of payment. If the place of issue is not specified, it will be a nearby business place.
The drawer may record “not transferable”
endorsement
1️⃣Must be registered 2️⃣Continuous 3️⃣Not transferable (it will become invalid later, whoever continues to transfer will be responsible)
Acceptance
The payer shall accept or refuse within three days after receiving the prompt for acceptance.
ensure
1️⃣No conditions attached 2️⃣ Multiple people jointly and severally liable 3️⃣Not applicable to checks
promissory note
1️⃣Our country only recognizes bank cashier’s checks 2️⃣The payment period shall not exceed two months from the date of ticket issuance. 3️⃣If the specified period is not met, the right of recourse against the previous party other than the drawer will be lost.
Cheque
1️⃣The payee and amount information are not required, fill them in if needed. 2️⃣Pay on sight 3️⃣Prompt for payment within 10 days from the date of ticket issuance If the payee fails to pay, the drawer shall still bear the bill liability to the holder.
Contract (Offer Commitment)
conclusion of contract
Can be in written, oral or other form
offer
If you wish to enter into a contract with others, the content must be clear and specific
invitation to treat
I hope others will make an offer to me, but the content is unclear and unspecific.
Auction announcement, tender announcement, prospectus, price list
promise
The offeree agrees to the offer
Advertisement: Lanzhou Ramen YYDS (Invitation to Offer) A: Boss, buy a bowl of beef noodles without coriander (offer) Boss: OK. (promise)
performance of contract
The right to defend against the performance of a bilateral contract
Perform the right of defense at the same time
If it does not meet the regulations, it can be rejected.
Fulfill the right of defense first
The money will be given in two parts. You will be paid for whatever you do.
For example: order a batch of goods, check the quality first after receiving it, and then confirm Write a book, get 10,000 words first after 100,000 words💰
right of defense
"you've changed" Deterioration of business conditions Transfer property and avoid debts loss of business credibility Possible to lose debt capacity
Notify the other party in a timely manner and the other party provides a guarantee and should resume performance. The contract can be terminated if no guarantee is provided during the termination period
Liability for contracting negligence
Negotiating in bad faith under the guise of entering into a contract Deliberately conceal or provide false information Disclosure of trade secrets Other breaches of integrity
Assignment of claims and debts
Transfer of claims
Can be transferred, but the debtor must be notified in advance
Not transferable
Teaching contract Agreement cannot be transferred According to the law, no transfer of personal rights (alimony, right to claim for support, etc.) is allowed.
debt transfer
The creditor's consent should be obtained, otherwise it means that the creditor does not agree.
voidable contract
Big mistake
Big mistake
Unfair in entering into the contract
Fraud, coercion and taking advantage of someone's danger to enter into a contract
Termination of rights and obligations under the contract
Already fulfilled Cancel each other (such as mutual debt) The debtor deposited the subject matter in accordance with the law (deliberately refused to collect the money when repaying it) Creditor discharges debt Credits and debts belong to the same person (business merger) by law Termination of Contract
Liability for breach of contract
deposit
shall not exceed 20% of the contract quota
If the person who gave the deposit defaults, the deposit will not be refunded.
If the person who receives the deposit defaults, the deposit will be returned in double the amount.
You can only choose one of the deposit terms and default terms.
If the liquidated damages are higher than the losses caused, the amount can be appropriately reduced. The same applies.
volatile default prices
Whoever breaches the contract will be compensated at a price that is unfavorable to him/her.
Typical contract
Loan Contract
Writing
Interest: 1. Generally, no deduction is allowed from the principal. 2. The interest rate is less than four times LPR 3. Interest will be paid when the loan period is less than one year; interest will be paid every year if the loan period is longer than one year; interest will be paid when the loan period is less than one year;
the term: 1. If there is no agreement or the agreement is unclear, the borrower can repay the loan at any time, and the lender will give a reasonable time after reminder. 2. You can apply for extension before the repayment period expires.
private lending
Effective when loan is provided
1. You cannot borrow funds for loan sharking. 2. You cannot borrow money to commit crimes. 3. Shall not violate laws, administration, public order and good customs
lease contract
the term: No more than 20 years If the lease exceeds 6 months, the contract should be in writing
Rental contract
One room for rent: 1. All are legal, and possession takes precedence. 2. If none of them are legally in possession, priority will be given to those that have been registered. 3. If neither of them has been occupied or registered, the one with the contract established will take precedence.
Sublet: The lessee needs to obtain the lessor’s consent before subletting. If the lessor knows but does not indicate it within 6 months, it will be deemed to be consent.
Buying and selling without breaking the lease: During the lease period, the lessor sells the house to another party, The original lease contract and sales contract are both valid (just a new owner)
Right of first refusal: Close relatives of the lessor>lessee>others
sales contract
Title passes upon delivery
Exposures: 1. If the buyer picks it up in person and determines the location, the risk shall be borne by the buyer; 2. If transportation is required, the buyer shall bear the responsibility if the location is determined; if the location is uncertain, the seller shall bear the responsibility; 3. If the buyer fails to harvest in time, the buyer will bear the responsibility
guarantee contract
Not allowed to act as guarantor: 1️⃣State agencies 2️⃣Schools, kindergartens, hospitals, public institutions, society as a whole 3️⃣Branch functional departments of corporate legal persons
General warranty and joint liability warranty
If the agreement is not clear, follow the general guarantee
General guarantee: 1. Bear supplementary responsibilities 2. The right to sue first (you can sue, and the debtor's property can refuse to assume the guarantee liability until the executor cannot perform according to law) 3. Can be exempted 1️⃣ Six months from the expiration date 2️⃣ Both parties to the combination contract colluded 3️⃣ The creditor committed fraud and coerced the guarantor
hybrid guarantee
Generally, property comes first, but property rights do not always take precedence over creditor's rights.
quasi-contract
unjust enrichment
There is no legal or contractual basis for one party's interests to increase and the other's interests to decrease.
Need to return
No-cause management (doing good things without taking responsibility)
No obligation, just good intentions
Reimburse necessary expenses incurred in managing affairs
If the administrator suffers losses due to the management of affairs, he or she may request appropriate compensation from the beneficiaries.