MindMap Gallery p2p operating activities
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This is a mind map about bacteria, and its main contents include: overview, morphology, types, structure, reproduction, distribution, application, and expansion. The summary is comprehensive and meticulous, suitable as review materials.
This is a mind map about plant asexual reproduction, and its main contents include: concept, spore reproduction, vegetative reproduction, tissue culture, and buds. The summary is comprehensive and meticulous, suitable as review materials.
This is a mind map about the reproductive development of animals, and its main contents include: insects, frogs, birds, sexual reproduction, and asexual reproduction. The summary is comprehensive and meticulous, suitable as review materials.
p2p operating activities
Definition and Scope
P2P platform
Online Internet financial platform
Investment and lending activities are conducted via the Internet
P2P lending model
Investors lend money directly to borrowers
The platform acts as an intermediary to provide matching and risk assessment services.
Operational activities
Platform registration and launch
Establish user registration system
Build an online service platform
Information disclosure
Provide information about borrowers and investors
Disclose information such as lending projects and platform interest rates
User review and risk control
Review and evaluate borrowers
Risk control measures include credit inquiries, anti-fraud, etc.
Fund depository
Establish a third-party depository institution that cooperates with banks
Ensure fund safety and liquidity
Operation promotion
Increase visibility through advertising, marketing and other means
Use big data analysis to find target users
Project operations and management
Lending project goes online
Borrowing demand release
Lending product design and pricing
User service
Investor services
Investment target selection and portfolio management
Income calculation and distribution
Borrower Services
Consulting answers and post-loan management
Repayment reminder and collection services
risk control
Assessment and management of lending risks
Response and handling of risk events
Compliance supervision
Regulatory policy compliance
Comply with relevant financial regulations and policies
Provide necessary reporting and data filing
Review and Cooperation with Regulators
Providing information and reports required by regulatory authorities
Cooperate with inspections and audits by regulatory agencies
User rights protection
Strengthen user data protection measures
Establish a customer complaint handling mechanism
Technical support and security
Platform technology construction and maintenance
Website and APP development
Data management and system upgrades
Protect against risks and security threats
Technical safety protection measures
Improve the system’s ability to resist attacks