Not in line with the main business, violating regulatory red lines, and not feasible

Regular business

New businesses, new models, and business departments are unable to determine whether they belong to the business scope and cannot design trading institutions to meet customer needs.

Discussion meetings at the project establishment stage will not be involved for the time being (current plan of the system)

Only pre-review some projects, such as major, difficult, and innovative projects

Pre-review all projects, pre-review the project amount, rate of return, risk control measures, and transaction structure, and provide opinions on whether to approve the project.

If discussion is needed, the seminar will mainly address the direction and focus of due diligence, matters that need to be investigated clearly before the business review meeting, the conditions that commercial negotiations strive to achieve, whether the middle and back offices need to intervene in advance to jointly promote the implementation of the project, and other matters that need to be coordinated and resolved by the company question

1. Based on the previous project communication situation and the optimal conditions that can be achieved in commercial negotiations, conduct a comprehensive review of the project plan and issue review opinions 2. The industry review committee will decide whether to agree to the project request.

For projects that cannot implement the approval opinions during the implementation process, they can be submitted to a discussion meeting. The discussion meeting mainly addresses whether the unimplemented matters substantially affect the project risk, whether it is a substantive change of the project, whether the decision-making process needs to be re-implemented, and the business department will be informed of the unimplemented matters. Guidance on response measures

1. Risk factors discovered by the business department should be classified and judged, and superiors should be informed. Matters that the business leader believes have a greater impact and require negotiation by the company can be submitted to the discussion meeting. 2. Risk factors discovered by the middle and back-office departments should be classified. Judgment and inform superiors. Matters that the corresponding leader in charge believes have a greater risk impact and require negotiation and resolution by the company can be submitted to the discussion meeting.