Since 2011 I have been operating a sole proprietorship called Paul Allison Internet Consulting providing internet marketing and development services. (Before that Internet Experts Group from 2004)

My main client was Express Internet Technologies (EIT) based in Surrey BC, Canada who sub-contracted me to deliver internet marketing and development services to their independent car rental client base.The exclusive relationship with Express Internet Technologies began in 2005 and historically represented 90% of my business.

I was unable to make any FRO payments in May

In April and May of 2015 my largest sub-client AllCar Rent-A-Car (Citiwide Auto Leasing Inc - Brooklyn New York) reduced their monthly retainer from $6000/m to $13507. AllCar Rent-A-Car had been a client for over 10 years.

Due to limited personal cash flow limits I was only able to make $2000 FRO payment in April.

I was granted a refraining order to refrain FRO from directing the Registrar of Motor Vehicles to suspend my drivers license on July 8, 2015. In that order from Justice Morissette I agreed to a payment plan with FRO of ongoing support payments of $3657 and $300 towards arrears. (total $3957)

In June of 2015 the Citiwide Auto Leasing Inc cancelled their account altogether which at the time represented aprox 45% of my monthly retainer business.

Based on phone conversations with FRO agent # 301 Angela, FRO does not distinguish between business income and personal income.

It was clear that I would no longer be able to operate a contracting business as a 50% garnishee on my business income would prohibit me from paying pay sub-contractors and suppliers to produce a profit to create an income.

FRO took enforcement against me with a Motion to Suspend Drivers License on June 1, 2015.

FRO sent Express Internet Technologies a Support Deduction Notice on July 6, 2015 and FRO garnished $3708.88 in business income from Express Internet Technologies on July 16 (see letter) This was the second time that FRO had sent EIT a Garnishee letter the first one being in March 2014. Of course this had a very negative effect on my relationship with EIT as I was an exclusive provider of thie internet marketing and development services. My stability was a major concern for them. (See letter)

I was working in excess of 80 hours a week to manage all aspects of the sole proprietorship. To maintain solvency and have an income I took an employment position with Midfield Interactive August 1, 2015. I have incurred a major material change in my financial circumstances as of August 1, 2015 when I took an employment position based on a salary of $65,000 (offer of employment)

I also was required to file a Motion to Change which was filed on July 27, 2015.

Express Internet Technologies agreed to have their clients serviced by Midfield Interactive wich was approximately $8500/month ins business income (excluding costs).

I currently pay FRO $926.11 bi weekly through that garnishment which represents 50% of my after tax income (salary is $65,000) See paystub

FRO sent Midfield Interactive (my current employer) a Support Deduction Notice on September 9, 2015

I have since lost 2 major contracts sources form EIT and EIT actually cancelled the contract in February. Effective May