MindMap Gallery Fixed income product system
This is a mind map about the fixed-income product system. The main content includes: fixed-income FOF, pure debt type, cash management type, capital guarantee type/quote type.
Edited at 2024-01-27 18:28:11This Valentine's Day brand marketing handbook provides businesses with five practical models, covering everything from creating offline experiences to driving online engagement. Whether you're a shopping mall, restaurant, or online brand, you'll find a suitable strategy: each model includes clear objectives and industry-specific guidelines, helping brands transform traffic into real sales and lasting emotional connections during this romantic season.
This Valentine's Day map illustrates love through 30 romantic possibilities, from the vintage charm of "handwritten love letters" to the urban landscape of "rooftop sunsets," from the tactile experience of a "pottery workshop" to the leisurely moments of "wine tasting at a vineyard"—offering a unique sense of occasion for every couple. Whether it's cozy, experiential, or luxurious, love always finds the most fitting expression. May you all find the perfect atmosphere for your love story.
The ice hockey schedule for the Milano Cortina 2026 Winter Olympics, featuring preliminary rounds, quarterfinals, and medal matches for both men's and women's tournaments from February 5–22. All game times are listed in Eastern Standard Time (EST).
This Valentine's Day brand marketing handbook provides businesses with five practical models, covering everything from creating offline experiences to driving online engagement. Whether you're a shopping mall, restaurant, or online brand, you'll find a suitable strategy: each model includes clear objectives and industry-specific guidelines, helping brands transform traffic into real sales and lasting emotional connections during this romantic season.
This Valentine's Day map illustrates love through 30 romantic possibilities, from the vintage charm of "handwritten love letters" to the urban landscape of "rooftop sunsets," from the tactile experience of a "pottery workshop" to the leisurely moments of "wine tasting at a vineyard"—offering a unique sense of occasion for every couple. Whether it's cozy, experiential, or luxurious, love always finds the most fitting expression. May you all find the perfect atmosphere for your love story.
The ice hockey schedule for the Milano Cortina 2026 Winter Olympics, featuring preliminary rounds, quarterfinals, and medal matches for both men's and women's tournaments from February 5–22. All game times are listed in Eastern Standard Time (EST).
Fixed income product system
Capital guaranteed type/Quotation type
Quote for repurchase (Risk level R1) Dynamic adjustment of interest rates Youlibao APP-"Sound Financial Management" View and buy
Shanghai Stock Exchange
Zhixiangbao: 7-day term (2.35%), 14-day term (2.45%), 35-day term (2.55%), 63-day term (2.6%) Remarks: You can purchase only when the funds are available. Once the funds are due, they cannot be renewed. Interest will be calculated from the T day.
Shenzhen Stock Exchange
Jintianli: 2-day period (1.6%), 3-day period (1.7%), 7-day period (2.2%), 14-day period (2.3%), 28-day period (2.6%), 91-day period (2.5%) Remarks: You can purchase only when funds are available. Once the funds are due, automatic renewal can be set, and interest will be calculated on T 1st.
Quotation repurchase means that the securities company uses its own assets that meet the requirements as pledges to pledge The converted amount is used as the financing limit to inject funds to customers through quotation, and at the same time A transaction that agrees to repay the principal and interest to the customer upon maturity. It is a quotation-based product that is scarce in the market. It has the advantages of agreed income, flexible limit, flexible period, and can be publicly promoted.
Capital guaranteed floating income certificate
Robust
Principal-protected floating income certificate-single shark structure
Principal-protected floating income certificate-double shark structure
High probability type
Principal-protected floating income certificate-binary structure
Principal-guaranteed floating income certificate-principal-guaranteed snowball structure
Income certificate: It is an on-balance sheet debt financing instrument issued by a securities company to qualified investors. The securities company pays fixed income or linked income linked to a specific underlying asset in accordance with the contract. It is a marketable security. Principal-guaranteed floating income certificate : On the basis of setting a fixed guaranteed rate of return, options are embedded to obtain floating income linked to the rise and fall of the underlying underlying.
Cash management
amortized cost method
public money fund
xingquan currency (Risk level RI)
Xingquan Currency A
Seven-day annualized rate of 2.18% (as of January 26, 2024)
Xingquan Currency B
Seven-day annualized rate of 2.43% (as of January 26, 2024)
The rate of share B is lower than that of share A, so B is recommended (The starting point for B’s share when it was established was 5 million, and now the starting point is set at 0.01 yuan)
Prosperity throughout the day (Risk level RI)
Xingquantiantianyi A
Xing Quan Tian Tian Yi B
Seven-day annualized rate of 2.71% (As of January 26, 2024, there is no difference between A and B shares)
Insurance Asset Management-Amortized Cost Method
Everyone’s Asset Steady Selection No. 6-5 (Risk level R1)
Seven-day annualized rate of 2.66% (As of January 26, 2024)
Only available to institutional customers & purchase starting point is 10 million
Trust cash products
Industrial Trust.Yuanfeng No. 1 (Risk level R2)
Seven-day annualized rate of 2.93% (As of January 24, 2024)
Qualified investors in asset management, starting from RMB 3 million for individuals and RMB 1 million for institutions, open every day
Market value method
Insurance Asset Management-Market Price Method
Everyone’s Asset Steady Selection No. 3-Issue 1 (Risk level R2)
The annualized rate in the past six months was 2.8% (As of January 26, 2024)
Only available to institutional customers & purchase starting point is 10 million
Asset management cash products
Cash Management 1 (Risk level R2)
Seven-day annualized rate of 3.45% (As of January 25, 2024)
Hengli Shuangxin No. 1 (Risk level R2)
Seven-day annualized rate of 4.43% (As of January 25, 2024)
Asset management qualified investors, starting from 1 million, open every Monday, Wednesday and Friday (redemption ends at 14:30)
Hengli Shuangxin No. 2 (Risk level R2)
Seven-day annualized rate of 1.51% (As of January 25, 2024)
Asset management qualified investors, starting from 500,000, open every Monday, Wednesday and Friday (redemption ends at 14:30)
Pure debt
interbank certificate of deposit
Huatai-Berry Interbank Certificate of Deposit Index 7-day holding (Risk level R2)
2.51% in the past year (As of January 26, 2024)
No subscription fee and redemption fee
More than 95% of positions are invested in CSI Interbank Certificates of Deposit AAA index component bonds
short-term debt funds
Xingquan Henghui holds ultra-short-term bonds for 30 days (Risk level R2)
Xingquan Henghui holds ultra-short-term bond A for 30 days
The yield in the past year is 3.45% (As of January 26, 2024)
Open every day and can be redeemed if held for 30 days; subscription fee: 0.3% for less than 1 million (10% off for Youlibao) 0.2% from 1 million to 5 million (10% discount on Youlibao), 1,000 yuan/transaction for more than 5 million, no redemption fee
Xingquan Henghui holds ultra-short-term bonds C for 30 days
The yield in the past year is 3.29% (As of January 26, 2024)
There is no subscription and redemption fee, but the sales service fee is 0.15%/year.
Mainly invests in ultra-short-term bonds, not convertible bonds, and has less volatility
Medium and long-term pure debt funds
Industrial Securities Global Hengxin (Risk level R2)
Industrial Securities Global Hengxin A
The yield in the past year is 5.49% (As of January 26, 2024)
Open every day; Subscription fee: 0.6% for less than 500,000, 0.4% for 500,000 to 2 million, 0.3% for 2 to 5 million, 500/transaction for more than 5 million; Redemption fee: 1.5% within 7 days, 7 days -30 days, 0.1%, no charge for more than 30 days
Industrial Securities Global Hengxin C
The yield in the past year is 5.33% (As of January 26, 2024)
No subscription, redemption fee: 1.5% within 7 days, 0 for more than 7 days, sales service fee 0.15%
Prosperity and stability (Risk level R2)
Xingquan Wentai A
The yield in the past year is 5.73% (As of January 26, 2024)
Open every day; Subscription fee: 0.6% for less than 500,000, 0.4% for 500,000 to 2 million, 0.3% for 2 to 5 million, 500/transaction for more than 5 million; Redemption fee: 1.5% within 7 days, 7 days -30 days, 0.1%, no charge for more than 30 days
Xingquan Wentai C
The yield in the past year is 5.51% (As of January 26, 2024)
No subscription, redemption fee: 1.5% within 7 days, 0 for more than 7 days, sales service fee 0.12%
No duration limit, convertible bonds cannot be invested and payable bonds (except for the pure debt part of separable and tradable convertible bonds)
Asset management medium and long-term fixed income
Asset Management Zhou Tianli No. 1 (at least 7 days of holding) (Risk level R2)
The annualized rate in the past year was 4.04% (As of 2024.01.24)
Open every Monday, starting from 1 million (starting from 300,000 on Zhou Tianli No. 2)
Asset Management Hengli Season No. 3 (minimum holding period 90 days) (Risk level R2)
The annualized rate in the past year was 5.1% (As of 2024.01.24)
Open every Monday, Wednesday and Friday, no subscription and redemption fees starting from 300,000 yuan; use medium and high-grade bonds as the bottom position to build a stable income foundation, comprehensively use leverage and duration strategies, strictly control credit risks, and actively use convertible bonds and other products to increase income , in order to achieve net worth growth under low net worth drawdown
Asset Management Huiying Series (one-year holding) (Risk level R3)
Annualized rate since establishment: 4.47% (2023.10.20-2024.1.25)
Starting from 300,000, no subscription and redemption fees; pure debt investment, 80% of assets and above, emphasizing top-down macro analysis combined with bottom-up credit selection, using credit bonds as the bottom position to build the foundation, research/ Strict prevention and control and avoidance of credit risks in investment, and higher efficiency in leveraging can help enhance income flexibility.
Need to open asset management qualified investor permissions
Jin Qilin enjoys the 30-day rolling bonus of Tim Lee (Risk level R2)
Jin Qilin enjoys Tianli 30 days rolling A
Starting from 1 yuan, subscription fee: 0.3% below 1 million, 0.15% between 1 million and 5 million, above 5 million, 1,000 yuan/transaction, no redemption fee
Jin Qilin enjoys Tianli 30 days rolling C
Starting from 1 yuan, no subscription fee, sales service fee 0.2%
Jin Qilin Xing enjoys six months of profit increase (Risk level R2)
Jin Qilin Xing enjoyed increased profits for six months A
The annualized rate in the past month was 4.56% (As of January 25, 2024)
Open every day, starting from 1 yuan, subscription fee: 0.8% for less than 1 million, 0.5% for 1 million to 5 million, Above 5 million, 1,000 yuan/transaction, no redemption fee
Jin Qilin Xing enjoys increased profits for six months C
The annualized rate in the past month was 4.12% (As of January 25, 2024)
Open every day, starting from 1 yuan, no subscription and redemption fees, sales service fee 0.4%
Public offering does not require asset management qualified investor permissions
Fixed income FOF
Industrial Securities Futures. Chengfuli No. 011 fixed income FOF (Risk level R3)
Annualized rate since establishment: 5.9% (2023.08.15-2024.01.22
It is locked for half a year, with a minimum investment of 300,000; no subscription and redemption fees, and a 20% bonus on the portion with an annualized rate of more than 6%; a fixed-income FOF asset management plan that invests in market bond fund products. The specific underlying strategies include bond repurchase strategies, Bond allocation strategies, convertible bond strategies, etc.
Sign the family office exclusive memorandum & asset management qualified investor rights